Long-term thinking, immediate results
Traditional insurance has failed midsize employers. ParetoHealth is leading the right side of the fight, making self-insurance possible for employers with 50–1,000 employees by eliminating risk volatility and reducing healthcare costs.
Let’s show you how.
How ParetoHealth works
ParetoHealth provides midsize employers with everything they need to spend less and get more from their health benefits.
Community and Scale
1. Eliminate volatility
Risk Shield
Aligned captive structure
Predictable year-over-year costs and upside for employer-owners
Strongest stop-loss contract
Protection from large claims
2. Lower healthcare cost
Savings Engine
Medical solutions
Made easy by Integrated Cost Management (ICM)
Pharmacy solutions
Made easy by ParetoHealth Pharmacy Consortium (PRxC)
The power of community & scale
In healthcare, scale matters. Covering more lives gives you better negotiating power, stabilizes your risk pool, and unlocks access to cost-saving and benefit-enhancing solutions.
ParetoHealth’s community, representing over 1 million lives and $6.6 billion in healthcare spend, makes scale possible for midsize employers.
Eliminate volatility with our Risk Shield
Our ParetoHealth Risk Shield protects employers from the volatility of large unexpected claims for more predictable year over year costs. With the strongest stop-loss contract on the market, only ParetoHealth guarantees no new lasers and caps stop-loss increases, so you can confidently plan for the future.
Lower healthcare costs with our Savings Engine
Powered by data, analytics, and clinical expertise, our ParetoHealth Savings Engine addresses the underlying drivers of claims, while providing access to a trusted partner ecosystem and a clear long-term strategy to improved financial outcomes and enhanced employee experience.