Employee benefits captives explained
This practical guide is for midsize employers, especially CEOs, CFOs, and HR leaders, who are exploring alternatives to traditional health insurance. The articles below explain how employee benefits captives work, when a captive health insurance model is the right fit, and what employers need to know to self-fund with a benefits captive.
Why midsize employers need a multiyear benefits strategy to control healthcare costs
Which health plan funding strategy is right for your midsize business?
The self-funded health plan strategy midsize employers can’t afford to ignore
Why is scale important in a benefits captive model?
Captive insurance definition and glossary of key terms
For most employers, healthcare is the second-largest expense after payroll. Yet fully insured health plans keep employers stuck managing this investment one year at a time.
Self-funding with a ParetoHealth employee benefits captive outperforms traditional insurance, empowering midsize employers with a long-term solution to eliminate volatility and lower overall healthcare spend.
Thousands of midsize employers have already left traditional insurance behind to join the ParetoHealth community and the movement is only growing.