Andrew is leading the charge to dismantle outdated health insurance approaches and challenging organizations to build new ways to bring affordable healthcare to their employees.

Andrew didn’t invent benefit captives, but he and Andrew Clayton were among the first to understand the incredible potential of self-insurance and captives to transform the employee benefits market. Prior to forming ParetoHealth, Andrew helped found Garnet Captive Services, LLC and Elevate Insurance Services, LLC. He retains a seat on the boards of both companies.

Andrew started his career in commercial banking and worked at several publicly traded insurance companies. He has served on committees and boards of industry groups such as the Self-Insurance Institute of America (SIIA).

Andrew is a graduate of Swarthmore College.