Episode 4 | 41:07 MIN

Episode 4: Giving a… Darn w/ Seth Denson, of GDP Advisors & Acrisure

Guest: Seth Denson, Chief Strategist at GDP Partners & Director of Healthcare Strategies at Acrisure

Why does stop-loss premium increase at a different rate than medical trend?

We broke down why on this episode. It turned out there was some math involved.

Hilarity ensued, but we got to the bottom of “leveraged trend” when it was all over. And with only a small number of… all the insurance terms you can possibly imagine.

Then we sat down with Seth Denson, our friend and partner to talk about staying focused on what’s really important in a world full of shiny distractions, the supply chain crisis in healthcare, and the differences in economics when you’re talking about care versus insurance.

After that, we launched into the… curious practice that some knucklehead brokers have of comparing a best-case scenario for fully-insured plans to a worst-case scenario for self-insured ones.

Hmm. I wonder what their motivation could possibly be. Really gets the old noggin joggin’.

Recent Episodes

Episode 3 | 41:07 MIN

Episode 3: Lasers, the human C-3PO, and rising lobotomy prices w/Billy Potter of Snellings Walters

We’re talking lasers, but not the “pew-pew” kind. This is our conversation on stop-loss lasers and how they’re calculated. Lasers are among the most pressing concerns for employers, so we break down the details. Then we’re joined by Billy Potter, CEO of Snellings Walters, to talk about his journey into insurance, how business culture eats […]

41:07 MIN | 05.03.2022

Episode 2 | 37:43 MIN

Episode 2: Stop-loss Carriers Aren’t Making You Sick – w/Cara Kirsch of Gallagher

How does a stop-loss carrier calculate their rates? Why is it good to be big? Should people be shamed for not being able to do math in their heads? We sit down to talk about these burning questions and much, much more. Helping us get to the heart of it all is Cara Kirsch, Area […]

37:43 MIN | 05.17.2022

Episode 1 | 34:54 MIN

Episode 1: Fully deferred? What the heck are these people buying? w/Austin Madison of Hub International

We explain why the so-called “fully insured” model is neither full nor insured. We talk with Austin Madison of Hub International about baseball, his crazy high GPA, and how he realized that a self-insured model was better for his clients and his business. Then the gloves come off and we take on the knuckleheads, the […]

34:54 MIN | 05.03.2022

About The Show

Health insurance, dissected.

It’s a take-no-prisoners journey into the heart of health insurance co-hosted by two of its major disrupters. The Andrews (Cavenagh and Clayton of ParetoHealth) give you fresh insights and perspectives. Join them in their conversations with guests who are also transforming an antiquated industry and reshaping the way employers select and implement healthcare benefits.

Hosts
Andrew Cavenagh
CEO
Andrew Clayton
President

The only insurance podcast that takes no prisoners. Real talk from the real people who are creating the future.

Find us here: