There's a
better way to
do employee
benefits.
ParetoHealth offers groundbreaking innovations in self‑insurance.

A turnkey employee health benefit solution with multi-year protection.

A Smarter Benefits Strategy

A groundbreaking innovation in self-insured benefits.

The health insurance industry wants you to choose between high costs and high risk.

ParetoHealth created the largest health benefits captive in the nation to reduce your costs while capping your risk over multiple years.

That’s self-insurance done right.

Is a ParetoHealth benefits captive right for you?

97%
of the companies that have joined us are still with us so, yes, it probably is.

Powerful Cost Management

Data-driven intelligence to control claims costs.

The ParetoHealth integrated cost management system monitors employee and plan utilization activity and steps in when needed to ensure that your employees are getting the right care at the right price.

Medical Cost Intelligence

Guide employees
to the right care options.

Pharmacy Cost Intelligence

Get a grip on
drug costs.

Consultants Wanted

We’re building a high-performance force for good.

Your mission is to help your clients get the most for their benefits dollars.
Our mission is to help you do exactly that.