With ParetoHealth, Don Hurford got a data-driven way to control employee benefits program in real time, respond to what his people needed, and safeguard the health of his employees.

When we can improve the planned benefits that’s something employees appreciate…it does make a difference and we actively use it to recruit.

We really believe that Pareto is the future of benefits. We just want to tell people – get away from the fully insured model. It’s nuts. It doesn’t make sense…It may be easy, but it’s a lazy approach to your number two expense on your ledger.

It just felt like something was missing…I kept asking questions and going there has got to be a better way…and eventually we found the idea of a Captive and found Pareto.

John Buckla, Bill Smith, and Bob Flood answer the question, “How do you describe The Captive model to a colleague?”